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Additional terms Terms of transaction. Popular Courses. Personal Finance Banking. Key Takeaways A telegraphic transfer is an electronic method of transferring funds, utilized primarily for overseas wire transactions. Typically a telegraphic transfer is complete within two to four business days, depending on the origin and destination of the transfer, as well as any currency exchange requirements. Telegraphic transfers are also known as telex transfers TT or more generically as wire transfers or electronic funds transfers.
How Are Telegraphic Transfers Processed? Then there is the sum of money being transferred and the bank or non-bank transfer provider , such as Western Union , which is chosen to actually carry out the transaction though, strictly speaking, TTs are carried out between two banks and don't involve third parties. Article Sources. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts.
We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Related Terms Wire Transfer Definition A wire transfer is an electronic transfer of funds across a network administered by hundreds of banks around the world. What Are Same-Day Funds?
Same-day funds is a term for money that can be transferred or withdrawn the same day that it is deposited into the recipient's bank account. Descriptive Statement A descriptive statement is a bank statement that lists deposits, withdrawals, service fees, and other such transactions in chronological order. What Is a Wire Room? Wire rooms are facilities used by financial institutions to process fund transfers and order requests on behalf of clients. What Is a Checkless Society? The term "checkless society" refers to a hypothetical future in which all financial transactions are processed electronically.
Associate Bank Definition An associate bank is a bank that is affiliated, usually through membership, in a regional or national organization. Partner Links. Related Articles. Banking What Is an External Transfer? Investopedia is part of the Dotdash publishing family. Send amount USD. Send money now.
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